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Standard Bank Offshore
24/6/2025
⌛️
💼 Financial Analysis & Planning
🕒 Full-Time
🟪 Management
Financial Services
201+ people

Job Description

PLEASE NOTE:

  • This role is not open to relocation. Only candidates who have residency and right to work in the Isle of Man can be considered.

To provide efficient lending offering to PPB clients, in collaboration with the Business Dev Managers, contribute to the service delivery of client centred, coordinated solutions to enable a positive client experience. To grow the loan book by reviewing the product set and identifying opportunities for additional or more efficient debt structuring for clients to contribute to the overall profitability of the business. Responsible for structuring new loans, pricing, drafting legal documentation, fulfilling of conditions & distributing funds, maintenance/servicing/settlement of loans and proposing of credit applications to the Credit team/Committee.

Key Outputs:

  • Act as the first line of defence, ensuring quality control and risk management
  • Adjudicate contentious issues between the client, the credit division and the Bus Dev Manager and encourage solutions
  • Advise BDM and clients on the suite of lending products and recommend the most suitable product to meet their specific needs
  • Conduct a thorough needs analysis to identify customer needs effectively when opening new accounts or giving product advice
  • Encourage the credit division to turnaround applications promptly and in line with service levels agreement

Requirements

Behavioural Competencies:

  • Adopting Practical Approaches
  • Convincing People
  • Developing Strategies
  • Documenting Facts
  • Establishing Rapport
  • Managing Tasks
  • Producing Output
  • Providing Insights
  • Seizing Opportunities
  • Showing Composure
  • Understanding People
  • Upholding Standards

Technical Competencies:

  • Customer Understanding
  • Product and Services Knowledge
  • Asset Based Lending
  • Debt Consolidation
  • Loan Assessment & Approval
  • Mortgage Lending

Experience

  • 5 - 7 years experience in Investment Banking, General banking experience with exposure to the entire retail banking value chain and 5 years of exposure to credit. Clear understanding of lending value proposition and delivery strategy as well as thorough knowledge of the code of banking practice.
  • Loans and Credit Experience
  • Review of products, Structures and processes of loans
  • Running a credit book
  • Experience with pricing margins
  • Engagement with solicitors
  • Growing loan book
  • Manage and assist with New and expired facilities
  • Understanding and experience of cost of capital
  • Handle credit applications all the way through to committee
  • Deal and manage: High volume, Low value
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💰 Financial Services
👥 201+ people
Show Perks

Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond looking for seamless offshore banking solutions, from day-to-day banking to bespoke individual wealth and corporate solutions.

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Social Events
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Professional Qualifications
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Life Assurance
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Private Healthcare
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Annual Leave
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Pension
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Paid Volunteer Time
Flexible Working
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Mental Health Support
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Travel Insurance
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Perks & Benefits

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Social Events

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Professional Qualifications

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Life Assurance

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Private Healthcare

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Annual Leave

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Pension

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Paid Volunteer Time

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Flexible Working

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Mental Health Support

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Bonus Scheme

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Travel Insurance

Note: The perks and benefits displayed provide a general overview of what this employer offers. Specific details regarding each perk, including eligibility and terms, will be provided directly by the employer during the application and interview process.

Hiring Process

Hiring Process may vary according to the role but typically includes first and second round interviews and may include psychometric assessments.

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